Father of 4% Rule Urges Caution, Ep #246

Published: May 30, 2022, 8 a.m.

We\u2019ve all heard of the 4% rule, but did you know that the creator\u2019s recommendation for it has changed over the years?\xa0

I recently discovered an article from\xa0ThinkAdvisor.com\xa0that included an interview with the father of the 4% rule, Bill Bengen. In the retirement headlines segment, we\u2019ll take a close look at the article and learn directly from Mr. Bengen\u2019s perspective and then I\u2019ll offer my own. Don\u2019t miss out on this glimpse into the mind of the creator of the 4% rule.\xa0

Outline of This Episode
  • [2:12] Manage the risk portion of your retirement nest egg actively
  • [7:00] Adjust your withdrawal rates along with inflation
  • [7:47] My thoughts on using the 4% rule
  • [15:03] Is there a way to improve Jim\u2019s retirement plan?
Resources & People Mentioned Connect with Benjamin Brandt

Subscribe to Retirement Starts Today on

Apple Podcasts,\xa0Stitcher,\xa0TuneIn,\xa0Podbean,\xa0Player FM,\xa0iHeart, or\xa0Spotify