Over my 28 plus years as a financial advisor I have had the honor and privilege of helping many folks plan, implement strategies and transition to retirement. I have clients in their 80\u2019s who are happy and excited for each day and others in their 60\u2019s and 70\u2019s who are sad and depressed. What does it take to retire happy? In this two-part episode we break down the 6 keys I have found that work the best.