On this episode of Ready for Retirement, James answers the question \u201cShould I do a Roth or Traditional 401k?\u201d James addresses this question by discussing, with practical examples and numbers, when it makes sense to use a Roth 401k, or IRA, and when it\u2019s a better option to use a Traditional 401k, or IRA. The general difference between the two is when you pay taxes, and whether your contribution is part of your taxable income. However, there are benefits to both options. With Roth accounts...