On this episode of the Ready for Retirement podcast, James discusses target date funds and explains what they are, how they work, what the fees are, and how to know if a target date fund is the best option for you. He tells listeners that when creating a 401k, you\u2019re given a list of fund options to choose from as you invest money. One option is to build your portfolio on your own. Another option is to select a target date fund, which is simply a portfolio that is built for you based on t...