James explores the concept of sequence of return risk in retirement planning. Most people are unaware of how risky this is, as it doesn\u2019t become an issue until you begin living off your portfolio.Responding to a listener\u2019s inquiry about early retirement, James dives into the potential impact of market timing on retirement outcomes. Learn three actionable strategies:Ensure a reasonable initial withdrawal rate.Implement a suitable withdrawal strategy.Own a diversified mix of assets.Questio...