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In this episode of the Planned Solutions Incorporated Podcast, The second-quarter earnings season, in which companies report their results for the second quarter, will be picking up steam soon. The results will likely have a significant impact on stock returns for the remainder of the year as investors assess how companies are dealing with inflation, rising interest rates, and concerns about economic growth. In addition, the number and amount of negative earnings adjustments that are taken this quarter may impact the overall earnings results as they have during past market downturns.\n\nAlso, While the major stock indexes were down as much as 20% earlier this year there are several areas of the market where the losses have been much greater. The cryptocurrency area as well as\ntechnology companies that recently went public have experienced losses of 70-80% over the past nine months. However, many mainstream investors did not participate in these investments making their experience much different.\n\nAnd, The IRS recommends that taxpayers, including those who\nare on extension, not wait until the last minute to file their returns. The IRS is already dealing with a large backlog of returns to be processed so the sooner a taxpayer gets their return into the IRS the sooner their refund may be processed. Those who wait until the deadline may end up at \u201cthe back of the line\u201d which could lead to a long delay in processing. \n\nPlus a look at the Planned Solutions Incorporated Office Bulletin Board- Planned Solutions sponsored and Chase and Joel played in a golf tournament in support of the Katie Nues Foundation. The Katie Nues Foundation founded the first clinic to treat children with Rett\u2019s disease on the West Coast located in Oakland, CA. The Foundation continues to fund the clinic\u2019s operations and offer support for families whose children have been diagnosed with Rett\u2019s disease.\n\nOur office construction is complete although we are still unpacking and hanging decorations as we are able to get to it. So, our office is back to its normal function without any significant disruptions to in-office meetings. However, for those who prefer it, we are happy to offer phone and Zoom meetings as well.\n\nDaryl has been accepted into the UC Davis Extension Executive Leadership Program. This program is designed for business leaders in the Sacramento Region who seek to develop leadership skills that will aid them in managing an organization while networking with other leaders from the public, private, and non-profit sectors. Participants must apply to the program and are accepted based on their education, experience, and leadership potential. \n\nPlease mark your calendars if you will be able to attend.\nDate: Friday, September 9th, 2022\nLocation: Rancho Murieta Country Club \u2013 South Course\n7000 Alameda Drive\n ancho Murieta, CA 95683\nTime: 12:30 pm shotgun start with a dinner to follow\nAll profits go to cancer research and education. You can help by attending the tournament or\ndonating. Not golfing? Bring friends and attend the dinner.\n\nChase Armer's book- Financial Planning Insights is now available at:\nwww.amazon.com/Financial-Planning\u20261586894022&sr=8-1\n\nTo subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com\n\nThe Personal Finance Review is published and distributed on a biweekly basis by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action.\n\nPlanned Solutions, Inc.