b'Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.\\nEpisode 2753:\\nKumiko from TheBudgetMom.com outlines crucial advice on eliminating unsecured debt, student loans, and mortgages before retirement to secure a financially stable future. By proactively addressing these debts, you can enjoy your retirement with peace of mind and freedom from financial burdens.\\nRead along with the original article(s) here: https://www.thebudgetmom.com/3-debts-you-should-eliminate-before-retirement/\\nQuotes to ponder:\\n"The simple truth is, you can\'t afford to have a majority of your income eaten up by debt payments."\\n"If you have a credit card with a $5,000 balance with 18% interest, it will take you roughly 84 months to pay it off."\\n"It\'s critical to take steps to ensure you have an effective debt management strategy in place and to take early action steps to eliminate debt before you retire."\\nEpisode references:\\nFederal Student Aid - Income-Driven Repayment Plans: https://studentaid.gov/manage-loans/repayment/plans/income-driven\\nLearn more about your ad choices. Visit megaphone.fm/adchoices'