Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.\nEpisode 2628:\nKumiko from TheBudgetMom.com offers practical guidance for those struggling financially during the Coronavirus pandemic. Her actionable advice includes creating a bare bones budget, consolidating debts, and negotiating with creditors to navigate through these challenging times effectively.\nRead along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-if-you-cant-afford-to-pay-your-bills/\nQuotes to ponder:\n"Tracking your spending is a critical step to managing your finances at any time, especially when money is tight."\nEpisode references:\nGabi: https://www.gabi.com/\nLearn more about your ad choices. Visit megaphone.fm/adchoices