b"Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 2 of 2.\\n Episode 1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions\\n Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom.\\n The original post is located here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management\\xa0\\n Please Rate & Review the Show!\\n \\xa0Visit Me Online at OLDPodcast.com\\xa0and in\\xa0The O.L.D. Facebook Group\\n \\xa0Join the Ol' Family to get your Free Gifts\\n Interested in advertising\\xa0on the show?\\xa0https://www.advertisecast.com/OptimalFinanceDaily\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"