Tis the season to avoid the scammers! Linda looks at banking scams and the use of AI to make them more sophisticated. \nShe talks to Tony Neate from Get Safe Online about how to shop safely for Christmas and avoid common mistakes. \nThe NSPCC have advice on smartphones for Christmas and Advice NI have created Digital Champions to help people embrace and understand the online world. \nAnd there is never a bad time to talk about retirement particularly if you are in 40\u2019s or 50\u2019s! \n