Our Budgeting Fails
b'ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode\\n\\n\\n\\n\\n\\n\\n\\n\\n{"@context":"http:\\\\/\\\\/schema.org\\\\/","@id":"https:\\\\/\\\\/onproperty.com.au\\\\/our-budgeting-fails\\\\/#arve-youtube-3jjt6_eptvw659a0b2dadf16858474446","type":"VideoObject","embedURL":"https:\\\\/\\\\/www.youtube-nocookie.com\\\\/embed\\\\/3jJT6_EPTvw?feature=oembed&iv_load_policy=3&modestbranding=1&rel=0&autohide=1&playsinline=0&autoplay=0"}\\n\\n\\n\\n\\n\\nWe\'ve tried and failed at a lot of budgets over the years. Here are some of our failures as well as what we are learning about budgeting at the moment.\\nTranscription:\\nHey guys, it\'s Ryan here from on property. We are just driving home from, we\'ve been at a local farm where they do coffee and stuff like that. And so we\'re driving home at the moment, kills driving. Is this the first time in over 500 episodes that you\'ve actually been on? So this is my wife Kelly and these are my kids. We go Sasha, Branson and we got lots. And so I thought I\'ll just take this time as we\'re driving through the hinterland, pretty gorgeous spot up here to talk about some of our budgeting fails that we\'ve had over the years. There have been so, so many things that we\'ve tried that just basically haven\'t worked and now I\'m like a new budgeting plan and whether or not that\'ll work. It\'s definitely not waking for definitely over budget this way, but by, by about 30 percent. Um, so let\'s go back to when we first got married. I\'m trying to remember what our budgeting blank, $70.\\n\\nEverything except for like rent and electricity. Anything else you wanted to do with $70? And then for awhile we had, and we would put this cash in envelopes and we\'d be like, this is our man. Okay. So I think that first we tried the envelope one where people told me you get old cash out and then you can only use what\'s in that envelope with that, so you\'d have like $40 for petrol and that\'s it. And so that didn\'t work because we couldn\'t drive much that week and then we\'d want to buy coffee or something. And so we\'d always be like taking from one envelope to pay for something else and then we\'d be, then we wouldn\'t take enough cash and we\'d have no money to buy that.\\n\\nOr you would, um, be trying to buy something online, like all you\'ve got is cash in envelopes and so that really wouldn\'t work. So cash in envelopes well from side of the road, not today. So, um, cash in envelopes, that didn\'t work. I wouldn\'t work going forward anyway. Now because everything is completely outdated now. We do online shopping for woolworths, we buy clothes for the kids online because there\'s no shops around up here to actually buy good stuff. Um, so that wouldn\'t work. So then we went to the amount of money per day and this was back in the days where what I was working maybe four days a week at mobile. I think I had stepped it up to four, but I\'ll still any hobby and you weren\'t working because we had just had sasha, we didn\'t have much money at all. We were so poor and we, the envelope thing had filed so we decided to do a daily daily budget. So it\'s like well you get $70 a day or $69 a day, why do we even choose that?\\n\\nWhat does it mean? And then that was subtle hot as well because then you kind of like buy bulk of anything. Like if something\'s on special it doesn\'t matter. Like you can\'t buy it, you just have what you have and you just buy like one bag of rice and like a couple of things that went with it and you can\'t buy for tomorrow. So we are always at the shop and then we had young kids, I was a little bit by then so it just wasn\'t practical even like filling out petro and you couldn\'t fill the tank up because it would be. We always did and so that didn\'t work for us. And then what else did we do?\\n\\nAre we, what we were budgeting until we could afford to not or we just had a budget budget, budget, budget, but then we would sit down and write all of our expenses and everything, but then we just, we didn\'t, we didn\'t have enough money to even do what we wanted...'