Budgeting Tips From 2 Guys Who Hate Budgeting

Published: April 1, 2018, 11 p.m.

b'ARVE Error: Mode: lazyload not available (ARVE Pro not active?), switching to normal mode\\n\\n\\n\\n\\n\\n\\n\\n\\n{"@context":"http:\\\\/\\\\/schema.org\\\\/","@id":"https:\\\\/\\\\/onproperty.com.au\\\\/budgeting-tips-from-2-guys-who-hate-budgeting\\\\/#arve-youtube-fzujulhsvky659a0b2dd49ee260643610","type":"VideoObject","embedURL":"https:\\\\/\\\\/www.youtube-nocookie.com\\\\/embed\\\\/FZujuLhSvkY?feature=oembed&iv_load_policy=3&modestbranding=1&rel=0&autohide=1&playsinline=0&autoplay=0"}\\n\\n\\n\\n\\n\\nWhat do you do if you hate budgeting and aren\'t good at it? Here\'s how 2 guys who hate budgeting approach this problem.\\n\\nBoth me and Ben hate budgeting, and aren\'t really good at it, yet we have achieved financial freedom. If you\'re struggling with budgeting and the standard tips haven\'t helped you then this episode is for you.\\nBook a free strategy session with Pumped on Property\\nFor those of you who want the jist of it without watching the video or listening to the podcast here\'s the basic outline.\\n\\n \\tPay Yourself First - Put money aside as soon as you get paid and strive to live off the rest\\n \\tDon\'t Acquire Debt - That just makes you go backwards (debt for houses/investments can be different)\\n \\tFind A Budgeting Strategy That Works for You - Everyone is different, what works for me might not work for you\\n \\tEarn More Money - The easiest way to solve your money problems (in my opinion)\\n\\nTranscription:\\nBudgeting can be really hot and at the moment I\'m budgeting to try and save for a house among other things and so I decided to get some help from Ben Everingham from pumped on property, but it turns out that he doesn\'t like budgeting either and is that necessarily the best person at budgeting? So we\'re going to be calling this episode budgeting tips from two guys who hate budgeting because even though we haven\'t been the best budget is in our life, we have both achieved financial freedom. I\'m in different ways and we\'ve done fairly well and we feel fairly confident in the way we do it. So this might be great tips if you\'re like, I just need someone to teach me how to be extremely frugal and how to do that sort of stuff. But if you\'re like struggling with budgeting and everything that the experts say doesn\'t work for you, then we are your point of last resort. We are the place. You come here. Everything else doesn\'t work. Just disclaimer, obviously this isn\'t financial advice is for general educational purposes only. So yeah, so I\'m trying to budget Ben. I\'m trying to save money for house among other things and so basically I\'ve got the idea of pay yourself first, which I think is really important and I\'ve kind of got that down pat. Everything else are really struggling with. So maybe we\'ll start with pay yourself first and then we can look at the other things.\\n\\nUm, the thing about pay yourself first from my perspective, cause like my wife just doesn\'t even get budgeting, like she\'s just got like made to make money or her making money and that\'s like, you know, don\'t even bring the word into our house. I like as soon as she does it, she\'ll like self sabotage and almost like go the other way, which is why I obviously look after the finances and not my wife in the productive to budget. But I think, you know, like in terms of this concept of paying yourself first. I think I heard it from Tim Ferriss ages ago, like eight years ago. And it resonated with me. It\'s much easier to go when I was ending it at thousand dollars a week. Um, when I finished university I just had this thing and I was like, I\'ll say 400 bucks a week, which 40 percent of your income was a pretty significant amount now that I look back, but I also made the decision that once I\'ve finished uni, I\'d start living out of home.\\n\\nI\'d moved back home for that first year and try and save a deposit to sort of speed the process up. So 40 percent was achievable then. Um. Is your expenses increase? Obviously not, but it has worked for me since then, every single week, regardless of how much I\'m earning,'