Do you know the right way to manage your credit? To kick off this episode, Sean Pyles and Sara Rathner dig into a few common credit myths \u2014 and how people can confidently raise their credit.\xa0\nThen Sean and Sara answer a listener\u2019s money question about how to get a grip on their budget with an irregular income.\xa0\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.\ufeff\nTimestamps:\nThis Week in Your Money segment: 0:00-9:15\nMoney question segment: 9:16-24:40