The windfall of a tax refund can be a boon to your savings, help fund a vacation \u2014 and more. To kick off this episode, Sean and Liz talk about different ways to use your tax refund and why you might have to wait awhile for yours.\xa0\nThen they answer a listener\u2019s money question about whether pet insurance is worth the cost.\xa0\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.\nTimestamps:\nThis Week in Your Money segment: 0:00 - 10:27\xa0\nMoney Question segment: 10:28 - 30:25\xa0\nLike what you hear? Please leave us a review and tell a friend.\nAlso, we are running a sweepstakes ahead of our new Nerdy Book Club series. You can enter for a chance to win Paco de Leon\u2019s book \u201cFinance for the People: Getting a Grip on Your Finances.\u201d by emailing podcast@nerdwallet.com with the subject "Book Sweepstakes\u201d during the Sweepstakes Period. Include the following information: your first and last name, email address, ZIP code and phone number. Check out our book club page for more info.