Can identity theft protection services really protect us from identity theft? No, but they can serve as an (expensive) early warning signal. Most people should first consider some free ways to reduce the chances of becoming a victim, such as credit freezes and monitoring a credit score.\n\nAs always, send us your money questions! Email podcast@nerdwallet.com or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast\xa0for more info on this episode.