Learning how to spot fake online reviews can save you money. Speaking of saving, you shouldn\u2019t avoid retirement accounts from a fear that you won\u2019t be \u201cliquid\u201d enough. You typically can borrow or withdraw retirement funds in an emergency. Saving a big chunk of your income while you\u2019re young can give you a great start.\n\nSend us your money questions! Email podcast@nerdwallet.com\xa0or call or text the NerdHotline at 901-730-6373. And visit www.nerdwallet.com/podcast\xa0for more info on this episode.