Where you bank can have a big impact on your community. To start off this episode, Sean and Liz talk about the benefits of credit unions, including how they can offer lower rates on loans and higher rates on savings accounts \u2014 while keeping your money local.\xa0\nThen Sean and occasional co-host Sara Rathner answer a listener\u2019s money question about how to get into the housing market.\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.\nLike what you hear? Please leave us a review and tell a friend.\n\nTimestamps:\nThis Week in Your Money segment: 0:00 - 3:46\xa0\nMoney Question segment: 7:08 - 24:30