Understand how legal restrictions and policies are increasing health care costs, especially for marginalized communities.\nThis episode explores rising health care prices at the intersection of law, policy and personal health decisions. Investing Nerd Sam Taube interviews Vina Smith-Ramakrishnan, a senior policy associate on the health care equity and reform team at the Century Foundation, about the systemic barriers to accessing health care faced by the LGBTQ+ community, people of color, and low-income individuals. Sam also talks with Jose Abrigo, the director of the HIV project at Lambda Legal, about recent court cases. They highlight the legal battles over issues like abortion, birth control and gender-affirming health care that affect insurance coverage and overall health care spending. The conversation offers an in-depth analysis of the financial hardships associated with health care and their long-term effects on marginalized communities. The hosts also discuss out-of-pocket costs for reproductive care and how these costs significantly burden these communities.\nIn this conversation, you\u2019ll learn about: health care restrictions, marginalized communities, law and policy, the Century Foundation, health care equity, systemic barriers, LGBTQ+ health care, low-income individuals, financial hardships, health care services, reproductive care, out-of-pocket costs, abortion laws, birth control, gender-affirming health care, insurance coverage, health care spending, bodily autonomy, financial security, maternal health access, health care equity and reform, health care disparity, abortion bans, reproductive rights, health care reform, health care access and health care inequality.\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.\nLike what you hear? Please leave us a review and tell a friend.