The rates on certificates of deposit have shot up over the past year. But are CDs really a good option, especially when high-yield savings accounts are offering similar yields? Sean Pyles and Sara Rathner discuss.\nThen Sean and Liz Weston talk with a listener about how to manage a life-changing financial windfall.\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.\nTimestamps:\nThis Week in Your Money segment: 0:00 - 6:33\nMoney Question segment: 6:34 - 30:44\nLike what you hear? Please leave us a review and tell a friend.