With fall officially here, how ready are you feeling for the final quarter of the year? Sean and Liz give you five financial tasks to take on this fall, including checking in on your money goals for the year and how to optimize your retirement savings.\xa0\nThen Sean is joined by occasional Smart Money co-host Sara Rathner to talk about kid debit cards \u2014 when they\u2019re useful and whether there are any risks with these products.\nTo send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com.