This week on “Money Talks,” the hosts discuss the market’s year-to-date performance, interest rates, unemployment claims and the few positive signs we see in the market. The business experts share some insight for business owners who have eight weeks to use their PPP loan funds for payroll costs if they want the loan forgiven. They also discuss a $90,000 lesson on cybersecurity. The hosts round out the show answering listeners’ questions on Hilton Worldwide Holdings Inc. and Vanguard Energy Index Fund ETF.