Ever wonder if using a balance transfer offer could improve your personal finances? Laura explains in plain English how a balance transfer credit card works, how it affects your credit, and when it makes sense to use one. You\u2019ll learn smart tips to cut your interest expense, save money, and get out of debt faster.\xa0\nRead the transcript at https://quickanddirtytips.com/money-finance/credit/the-ultimate-guide-to-using-a-balance-transfer-credit-card\n\tCheck out all the Quick and Dirty Tips shows:\n\twww.quickanddirtytips.com/podcasts\nFOLLOW MONEY GIRL\n\tFacebook: https://www.facebook.com/MoneyGirlQDT\n\tTwitter: https://twitter.com/LauraAdams