We have as our special guest on today's\xa0"Hot Topic" segment,\xa0William "Bill" Isaac. \xa0Bill has unparalleled career and the financial industry and public service, spanning nearly 15 years. He served as the chairman of the FDIC during the crisis of the 1980s and is today a leading commentator and consultant to financial institutions and governments. \xa0In\xa02012, Bill\xa0published a book title\xa0"Senseless Panic: How Washington Failed America". \xa0In his book, Bill\xa0talks about the\xa02008 economic crisis from a\xa0Washington insider's perspective and\xa0outlines how Washington failed America. \xa0On today's program, we will be\xa0discussing how\xa0senseless\xa0over-regulation\xa0of the mortgage industry is once again failing Americans. \xa0\xa0\xa0\xa0\n\n\n\tAs normal, the first half of the program will feature,\xa0Joe Farr\xa0of MBSQuoteline providing a rate & market update,\xa0Alice Alvey\xa0of Indecomm Global Services providing a regulatory & legislative update as well as\xa0Paul Muolo\xa0of IMF News &\xa0Sam Garcia\xa0of Mortgage Daily giving us a quick overview of\xa0the latest news stories impacting out industry.\xa0\xa0\n\n\n\tPlease tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry.\n\n\n\tThank you, David Lykken\n We have as our special guest on today's\xa0"Hot Topic" segment,\xa0William "Bill" Isaac. \xa0Bill has unparalleled career and the financial industry and public service, spanning nearly 15 years. He served as the chairman of the FDIC during the crisis of the 1980s and is today a leading commentator and consultant to financial institutions and governments. \xa0In\xa02012, Bill\xa0published a book title\xa0"Senseless Panic: How Washington Failed America". \xa0In his book, Bill\xa0talks about the\xa02008 economic crisis from a\xa0Washington insider's perspective and\xa0outlines how Washington failed America. \xa0On today's program, we will be\xa0discussing how\xa0senseless\xa0over-regulation\xa0of the mortgage industry is once again failing Americans. \xa0\xa0\xa0\xa0\n\n\n\tAs normal, the first half of the program will feature,\xa0Joe Farr\xa0of MBSQuoteline providing a rate & market update,\xa0Alice Alvey\xa0of Indecomm Global Services providing a regulatory & legislative update as well as\xa0Paul Muolo\xa0of IMF News &\xa0Sam Garcia\xa0of Mortgage Daily giving us a quick overview of\xa0the latest news stories impacting out industry.\xa0\xa0\n\n\n\tPlease tell others about this program and take a minute to share a link to this program with your friends and associates in the mortgage industry.\n\n\n\tThank you, David Lykken