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I have\xa0invited\xa0DAVID STEVENS, President and CEO of the Mortgage Bankers Association(MBA) to be our guest on today's broadcast. \xa0In preparation for this broadcast, I asked David "What are the 'big boiling' issues facing\xa0our industry?" \xa0I was encouraged when he\xa0said, "Dave, my focus is on how to get the rules right!"\n\nAs the head of our trade association, the MBA, who lives and works\xa0inside of the\xa0Washington,\xa0DC beltway\xa0and as someone who has had the privilege of being\xa0in "the Oval Office" on numerous occasions\xa0advising the President of the United States on matters related to housing and housing finance, David\xa0has unique and special\xa0insights into\xa0so many issues facing our industry. \xa0He truly has a perspective that few have and it is important that we be familiar with these issues. \xa0So, as a result,\xa0we will be discussing the following issues in the "HOT TOPIC" segment of\xa0this broadcast:\nStopping excessive enforcementNeeded changes to the Dodd Frank rulesIssues related to the Safe Act -\xa0transitional licensingMarketing agreements\nDON'T MISS this important broadcast with DAVID STEVENS President & CEO of the MBA\xa0as our SPECIAL GUEST!\nI have\xa0invited\xa0DAVID STEVENS, President and CEO of the Mortgage Bankers Association(MBA) to be our guest on today's broadcast. \xa0In preparation for this broadcast, I asked David "What are the 'big boiling' issues facing\xa0our industry?" \xa0I was encouraged when he\xa0said, "Dave, my focus is on how to get the rules right!"\n\nAs the head of our trade association, the MBA, who lives and works\xa0inside of the\xa0Washington,\xa0DC beltway\xa0and as someone who has had the privilege of being\xa0in "the Oval Office" on numerous occasions\xa0advising the President of the United States on matters related to housing and housing finance, David\xa0has unique and special\xa0insights into\xa0so many issues facing our industry. \xa0He truly has a perspective that few have and it is important that we be familiar with these issues. \xa0So, as a result,\xa0we will be discussing the following issues in the "HOT TOPIC" segment of\xa0this broadcast:\nStopping excessive enforcementNeeded changes to the Dodd Frank rulesIssues related to the Safe Act -\xa0transitional licensingMarketing agreements\nDON'T MISS this important broadcast with DAVID STEVENS President & CEO of the MBA\xa0as our SPECIAL GUEST!