This is a continuation of our discussion last week where\xa0Les Parker was discussing his\xa02015 Forecast. \xa0It was a VERY fascinating discussion, so much so that many of you who heard the broadcast asked if\xa0Les would come back to discuss his 2015 Forecast further. \xa0Here's a link to Les' 2015 Forecast...\xa0http://hosted.verticalresponse.com/698982/0a6bace355/1492585527/72e65aec14/?\n\nLes is an industry veteran, CMB and one of the nation's leading\xa0capital markets/hedging experts. You won't want to miss this broadcast as we discuss what we can expect in this New Year\n\nCreated BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.\xa0 This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.\xa0\n\n\xa0\nThis is a continuation of our discussion last week where\xa0Les Parker was discussing his\xa02015 Forecast. \xa0It was a VERY fascinating discussion, so much so that many of you who heard the broadcast asked if\xa0Les would come back to discuss his 2015 Forecast further. \xa0Here's a link to Les' 2015 Forecast...\xa0http://hosted.verticalresponse.com/698982/0a6bace355/1492585527/72e65aec14/?\n\nLes is an industry veteran, CMB and one of the nation's leading\xa0capital markets/hedging experts. You won't want to miss this broadcast as we discuss what we can expect in this New Year\n\nCreated BY mortgage professional FOR mortgage professionals, Lykken on Lending is a weekly 60-minute radio program hosted by mortgage veteran, David Lykken. Joining the program each week is Joe Farr with a MARKET UPDATE, Alice Alvey providing a LEGISLATIVE UPDATE, Paul Muolo of IMFnews.com giving a quick MTG NEWS HEADLINES update, Andy Schell (a/k/a "The Profit Doctor") providing tips on FINANCIAL MANAGEMENT and Tony Garritano providing a TECHNOLOGY UPDATE.\xa0 This is followed by the HOT TOPIC segment, which is an in depth discussion about one of the hottest topics related to the mortgage industry.