In this episode, Hall is joined by Eric Smith of AppBrilliance. AppBrilliance, Inc. is a privately held company based in Austin, TX.\xa0 \xa0 As the episode kicks off you\u2019ll learn about Eric\u2019s background prior to AppBrilliance. Before this, Eric ran Unwired Banking, which was a venture-backed mobile banking startup based in Austin. You\u2019ll also learn what led him to the fin-tech sector as well as pointers for first-time investors that want to invest in the fin-tech space. According to Eric, it's a challenging space to invest in because there is a pretty broad disconnect between the traction that you need to have and the ability to scale.\xa0\xa0 \xa0 Eric and Hall speak about where he sees the fin-tech industry evolving as well as what technologies are really driving the growth rate in the sector.