Heather Dreves is the Director of Funding at Secured Investment Corp and a fund\xa0 manager that oversees the management of the Secured Investment High Yield\xa0 Fund II LLC and the Circle of Wealth Fund III LLC,Secured Investment Corp is one of\xa0 the fastest growing real estate lenders and fund managers in the US.\xa0 Secured Investment Corp has created two private equity funds to fill the void\xa0 left by uncooperative traditional funding sources. Investors have the potential to\xa0 earn double-digit returns based on past performance. By connecting real estate\xa0 investors who needed non-traditional funding with passive investors who were\xa0 ready to earn higher returns on their investments, Secured Investment Corp\xa0 created an opportunity to benefit both sides.\xa0 Risks are held extremely low, by limiting loan-to-value ratios to 70 percent of property value. Their market are developers, rehabbers and flippers among others. But requiring a high level of\xa0skin in the game,\xa0Secured has seen default levels of less than 2 percent annually, with very minimal loan losses.\xa0 Passive investors get higher returns and real estate investors get quick,\xa0 competitive loans to use to purchase and rehab those properties that traditional\xa0 lenders will not touch.\xa0 Heather enjoys lending money to self-employed entrepreneurs and their families.\xa0 Watching people succeed in their business motivates her, and that\u2019s why she\xa0 and her lending team focus on transparency, mentorship, and making sure their\xa0 people make their money back. She learned early on that focusing on the bottom\xa0 line was not enough to sustain a business, and after foreclosures and property taxes caught up with many of her clients, she decided to change her approach.\xa0 Now, seminars, classes, and success and accountability programs are all ways\xa0 Heather and Secured Investment Corp are ensuring that their clients earn all their\xa0 money back (and then some).