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b'Whether you are travelling for leisure or business within the European Union, you should be able to make deposits in or withdrawals from a payment account, make payment transactions, or send money home in an easy and secure way. To achieve this goal, the EU has set up the necessary legal framework (the Payment Services Directive, first referred to as PSD 1 (2007/64/EC) now replaced by PSD 2 (EU) 2015/2366), and Regulation (EU) 924/2009 on charges for cross-border payments), and contributed to the establishment of the single euro payments area(SEPA).\\n\\t\\t\\t\\t

Source: \\xa9 European Union - EP'