The US Government, the justice department, is suing more than a dozen banks claiming that they sold mortgage giants Fannie Mae and Freddie Mac more than $200 Billion in fraudelant loans more than three years ago. So why is the government suing now and what affect does it have on an already struggling housing market. Ed Butowsky, managing partner of Chapwood Investment Management, joins Fox Business' America's News HQ to try and answer these questions.