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b"What are the best personal finance apps and top investing tools for 2022 and 2023?\\nWe often mention different personal finance apps that we\\u2019ve found helpful when it comes to our personal finances on The Australian Finance Podcast, so in this episode we\\u2019re bringing them all together for you in one spot.\\nFrom record-keeping, budgeting, banking, investing and making money, there\\u2019s an app out there for most things nowadays, today we\\u2019re sharing some of our favourites.\\n\\u26a0\\ufe0f Just so we\\u2019re clear, we do not\\xa0get paid for including any of these companies in today\\u2019s episode, and are purely mentioning them as they\\u2019ve been helpful to us. But, we do have a long-term flat-fee partnership arrangement with Pearler, who help us bring this show to life.\\nOf course, this is also a non-exhaustive list, so make sure you do your own research and find the best solution for your own unique needs!\\nKate's top 3 personal finance apps\\n\\n\\nSharesight - the ultimate in tax reporting for share and ETF portfolios\\n\\n\\nUp Bank and Banking - CommBank - emojis, planning your finances and helping you understand your money habits\\n\\n\\nRaiz - for automatic round-ups, getting started investing and rewards programs\\n\\nOwen Rask's top 3 personal finance apps\\n\\n\\nPearler - for automation & 'paying the bill' of investing. Get $10+ of credit using the Rask coupon code.\\n\\n\\nXero - awesome for small business\\xa0\\n\\n\\nING - scheduled direct debits, BPAY and transfers (e.g. 'one day after my payday, automatically transfer $2,000 for rent')\\n\\n\\nNotion - life, finance and investment admin (Owen uses it for his investment research notes)\\n\\nNote: Pearler is a long-term sponsor of The Australian Finance Podcast but we're not paid to mention it. And Owen assures us it's seriously one of his favourite. Rask doesn't earn any type of referral/affiliate-style income from any partner/sponsor.\\xa0\\nHonourable mentions\\n\\n\\nAFR - leader for financial news (student rates are on offer!)\\n\\n\\nCommSec - the app is good for news alerts\\n\\n\\nTIKR - company research, annual reports and data on every stock/company\\n\\nYour local library apps -- save some money & suppor the library!\\n\\nPearler, the broker for long-term investors.\\nSign-up to Pearler using the code \\u201cRASK\\u201d for $10 of Pearler Credit.\\nWe\\u2019re proudly supported by Global X ETFs.\\nLearn more about the growing range of leading ETFs, on the Global X ETFs website.\\nBoost your investment potential, with FundLater.\\nWith InvestSMART\\u2019s Fundlater, you can start a $10,000 investment portfolio, with only $4,000 upfront.\\xa0Click here to find out how.\\nInvesting Made Simple.\\nThanks to InvestSMART\\u2019s ready-made ETF portfolios, you can start investing now in a portfolio managed by experts. Not only that, you can invest confidently knowing your investment fees are capped.\\xa0Click here to get started.\\nWARNING: The information on this website and in our podcasts is\\xa0general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. \\nLearn more about your ad choices. Visit megaphone.fm/adchoices"