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b"Getting out of the cycle of debt (think BNPL, credit cards and personal loan) is a critical factor in taking control of your financial future. It\\u2019s hard to invest in the future when you have the debts of your past pulling you backwards.\\n\\nIn this episode Kate & Owen explore some of the different types of consumer debt products to be aware of, strategies for getting out of debt and some of the important resources available to help you get the bank off your back.\\n\\nEpisode transcript now available via the show notes page.\\n\\nTake one of our amazing FREE financial education courses (think ETFs, shares, property and FIRE) on Rask Education and join our wonderful FB community.\\n\\nScore $100 off our premium ASX & US share research service, Rask Invest!\\n\\nIf you want to thank us for putting this show together, please give The Australian Finance Podcast a 5 star review on Apple Podcasts - it\\u2019s a 5 second task which really helps support the show (and puts a big smile on our faces).\\n\\nFull individual disclosures for each guest are available via the show notes page. Owen, Kate and The Rask Group Pty Ltd do NOT receive anything for mentioning Super funds, products, shares, bank accounts, etc.\\n\\n|| We're proudly supported by ETF Securities ||\\n\\nLearn more about ETF Securities: https://bit.ly/fundsETFS |\\n\\nDISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you\\u2019re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser.\\n\\nAccess The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg\\n\\nDate recorded: December 10th 2021\\nLearn more about your ad choices. Visit megaphone.fm/adchoices"