Year End Checklist for Your Money, Taxes, Points and Miles
#92: Chris shares his list of the top year end optimizations to consider for your taxes, money, points and miles. That includes tax-loss harvesting, charitable deductions, retirement contributions and FSA/HSAs. It'll also cover taking advantage of all your annual credit card credits and perks.\nFull show notes at: https://allthehacks.com/year-end-money-taxes-points-2022\n\xa0\nPartner Deals\xa0\nDaffy: Free $25 to give to the charity of your choice\nFor all the deals, discounts and promo codes from our partners, go to:\xa0allthehacks.com/deals\n\nResources Mentioned\nTaxes/Investing\n\nGelt: Tax planning service (skip the waitlist!)\n\nGelt Tax Guide: Tax Concepts Worth Knowing During a Recession\n\n\nAll the Hacks Newsletter: All About Investing Part 2\n\n\nDonor-Advised Fund Definition\n\nDaffy: $25 to towards a charity of your choice\n\n\nTax-Loss Harvesting\n\nWash-Sale Rule\n\nSeries I Savings Bonds\n\nOpportunity Zone Investing\n\nWealthfront: $5,000 managed free\n\n\nGrail test: Detect Cancer Early\n\n\nAugusta Rule: Tax Rules for Renting out Your Home\n\n\nPoints/Miles/Credits\n\nFlyerTalk: Example Forum Page for Southwest Credits\n\n\nThe Platinum Card\xae from American Express\n\nSaks Credit Ideas: Aesop and Mack Weldon Underwear\n\n\nAmerican Express\xae Gold Card\n\nCapital One Venture X Rewards Credit Card\n\nHilton Honors American Express Aspire Card\n\nFor other cards mentioned visit our Best Credit Cards Page\n\n\n\xa0\nFull Show Notes\n(01:25) Should You Take the Standard Deduction or Should You Itemize?\n(03:59) Accelerating or Deferring Income\n(04:56) Charitable Donations\n(05:37) Donating Appreciated Assets\n(07:28) Donor-Advised Fund\n(08:39) Tax-Loss Harvesting and Common Index Fund Pairing\n(10:57) Selling Crypto at a Loss/Abandonment Loss\n(14:40) Opportunity Zone Investing\n(15:17) I-Savings Bonds\n(16:45) Stock Options/ISOs\n(17:37) Retirement Accounts\n(19:38) Contributing to a 529 Account\n(20:37) Use Up the Money in Your FSA Account\n(21:31) Max Out Your HSA Account\n(22:11) Energy Efficiency Upgrades\n(23:12) EV Tax Credit\n(23:27) Hired as a Business vs a W-2 Employee\n(24:52) Business Owner Tax Optimizations\n(30:19) HSA/FSAs and the Augusta Rule\n(32:31) California Municipal Bonds\n(32:54) End-of-the-Year Housekeeping: Points and Miles\n(34:05) Chasing Flight and Hotel Status\n(35:14) Taking Advantage of Benefits/Upgrades/Lounge Access Passes\n(35:39) Hotel, Credit Card, and Airline Credits\n(38:42) Credit Card: Travel Credits\n(39:18) Benefits Included with the American Express Hilton Aspire Card\n(40:47) San Francisco Event\n\xa0\nConnect with All the Hacks\nAll the Hacks:\xa0Newsletter\xa0|\xa0Website\xa0|\xa0Membership\xa0|\xa0Email\nChris Hutchins:\xa0Twitter\xa0|\xa0Instagram\xa0|\xa0Website\xa0|\xa0LinkedIn\n\nEditor\u2019s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.