Mastering Cash Flow: Tracking Spending to Boost Savings and 10+ Hacks to Spend Less

Published: Sept. 13, 2023, 9 a.m.

b"#133: Chris does a deep dive on tracking your spending, covering why to do it in the first place, as well as top apps/services, setting up budgets, managing recurring expenses, picking categories and more. He also shares practical tips and hacks to save money across 20+ different categories of spend (without having to make big sacrifices).\\nLink to Full Show Notes: https://allthehacks.com/spending-tracking\\n\\nPartner Deals\\nDeleteMe: 20% off removing your personal info from the web\\nFabric: Affordable term life insurance for you and your family\\nVuori: 20% off the most comfortable performance apparel I've ever worn\\nMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network\\nGelt: Skip the waitlist on personalized tax guidance to maximize your wealth\\nCopilot: Free 2 months access to my favorite personal finance app with code HACKS2\\nFor all the deals, discounts and promo codes from our partners, go to:\\xa0allthehacks.com/deals\\n\\nResources Mentioned\\nAll the Hacks Episodes:\\n\\n#14: House Hacking To Build Your Wealth\\n\\n\\n#16: Do You Really Need a Budget\\n\\n\\n#34: Hacking Healthcare, Prescriptions and Medical Bills\\n\\n\\n#50: The Power (and Tax Savings) of Charitable Giving\\n\\n\\n#104: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel)\\n\\n\\n#113: Unlocking the Power of Plastic: Maximizing Your Hidden Credit Card Benefits\\n\\n\\n#131: Maximize Earnings on Cash, CD Ladders, Bank Bonuses, Bulk Buying, and Automating Returns\\n\\n\\nTools to Track Your Spending:\\n\\nCopilot: Free 2 months access to my favorite personal finance app with code HACKS2\\n\\n\\nMint\\n\\nRocket Money\\n\\nTiller HQ\\n\\nYNAB: 34 day free trial\\n\\n\\nSimplifi\\n\\nMonarch Money\\n\\nBilt Card: Earn Points on Rent\\nPacaso: Free early access to listings and $2,500+ in closing credits\\nMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network\\nDaffy: Free $25 to give to the charity of your choice\\nHenson: Plastic-Free, Precision-Built Razors + $100 free Blades\\nPaprika Recipe Manager: Organize your recipes, make meal plans, and create grocery lists\\nGreen Chef:\\xa050% off + free shipping for healthy and delicious meal kits\\nDoorDash: 50% off a convenience, grocery or retail store order with code ALLTHEHACKS\\ninKind: Get $25 off to dine at top restaurants\\nCashback Monitor: Rebates & Mileage/Points Reward Comparison for Online Shopping\\nCamelCamelCamel: Free Amazon Price Tracker\\nKeepa: Amazon Price Charts (not sure why I called this Wistia)\\nLibrary Extension: Free eBooks from your local library\\nCardPointers: 30% off the app that helps you earn more cash back, points, and miles\\nExpenses Category Breakdown\\nEmail for questions, hacks, deals, feedback:\\xa0podcast@allthehacks.com\\n\\nFull Show Notes \\n(02:13) Budgeting & Tracking Cash Flow\\n(06:24) Tools to Monitor Your Spending\\n(09:00) Free Tools to Track Your Spending\\n(17:00) Paid Tools on Android to Track Your Spending\\n(18:00) Review of Simplifi\\n(20:07) Review of YNAB\\n(23:36) Review of Copilot\\n(24:12) Categorizing Your Spending\\n(29:58) Hidden Expenses Categories\\n(31:55) Carryover Budgets\\n(33:19) Setting Up Recurring Expenses\\n(34:55) Copilot Intelligence\\n(35:50) Solving Cash Flow\\n(39:08) Refunds\\n(43:45) Benefits of Budgeting\\n(48:03) Ways to Save Money on Household Items\\n(53:50) Saving on Utilities\\n(56:10) Savings Related to Children\\n(57:27) Saving on Health & Fitness\\n(58:39) Saving Money on Personal Care\\n(1:00:29) Hacks to Save Money on Entertainment\\n(1:02:19) Saving on Food & Drink\\n(1:05:14) Coupons, Price Trackers & Other Hacks to Save\\n(1:06:57) Gifting & Donating\\n\\nConnect with All the Hacks\\nAll the Hacks:\\xa0Newsletter\\xa0|\\xa0Website\\xa0|\\xa0Membership\\xa0|\\xa0Email\\nChris Hutchins:\\xa0Twitter\\xa0|\\xa0Instagram\\xa0|\\xa0Website\\xa0|\\xa0LinkedIn"