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#268: Natasha has $3,300 per month to either invest or use toward an early mortgage payoff. Which option should she choose?\nAn anonymous caller and military member wants to know if she should move money from a USAA brokerage to Vanguard to pay less in fees. Her goal is to retire in 12 years with $3,000/month in passive income from rental properties, which will supplement her military pension. Should she only contribute to her TSP up to the match, and invest the rest in rentals?\nChaim and his wife live in the Middle East and have $30,000 in a U.S. bank account. However, they don\u2019t plan to relocate. How can they best use this money?\nJune and her husband are in a sticky situation: they bought their dream house in Michigan last winter, ahead of plans to relocate there. June lives there with their kids, but her husband is unable to find a job despite the numerous contacts he has in the state. He currently works in a job that he dislikes in Southern California, living apart from his family. They\u2019re currently a one-income family, though June has plans to open a firm in Michigan. What should they do?\nAnonymous in Portland has three questions: is a 75/25 US stock/international stock split aggressive? Is an S&P 500 index a close enough equivalent to a total US stock index? Is Betterment worth it for automatic tax harvesting?\nMy friend and former financial planner Joe Saul-Sehy joins me to answer these questions. Enjoy!\nFor more, go to https://affordanything.com/episode268\nLearn more about your ad choices. Visit podcastchoices.com/adchoices