Consumer Finance Monitor

Consumer Finance Monitor

97 episodes

The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense of breaking developments, avoid risk, and make the most of opportunity.

Podcasts

Consumer Finance Impact of a CFPB Run Amok

Published: Nov. 22, 2023, 2:01 p.m.
Duration: 1 hour 1 minute 34 seconds

Listed in: News

Understanding the Credit Card Competition Act a/k/a Durbin 2.0

Published: Oct. 19, 2023, 1 p.m.
Duration: 48 minutes 9 seconds

Listed in: News

A Look at the Impact of New Developments in Payment Systems on Low-Income Consumers

Published: Oct. 12, 2023, 1:24 p.m.
Duration: 45 minutes 57 seconds

Listed in: News

Shining a Bright Light on Digital Dark Patterns

Published: Sept. 21, 2023, 1 p.m.
Duration: 1 hour 3 minutes 19 seconds

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What is FedNow and its Role in the U.S. Payments System?

Published: Sept. 14, 2023, 1:20 p.m.
Duration: 52 minutes 32 seconds

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Responding to Direct and Indirect Identity Theft Disputes Under the FCRA: What Are The Differences?

Published: Sept. 7, 2023, 1:14 p.m.
Duration: 44 minutes 5 seconds

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Should Section 5 of the FTC Act be Amended to Add a Private Right of Action?

Published: Aug. 31, 2023, 1:14 p.m.
Duration: 51 minutes 29 seconds

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An Even Deeper Dive into the CFPBs Final Dodd-Frank Section 1071 Rule on Small Business Data Collection

Published: Aug. 17, 2023, 1 p.m.
Duration: 1 hour 3 minutes 14 seconds

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A Look at the Treasury Department's April 2023 Report on Decentralized Finance or "DeFi"

Published: June 22, 2023, 12:37 p.m.
Duration: 51 minutes 16 seconds

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A Deep Dive into Mass Arbitration, with Special Guest Andrew Pincus, Partner, Mayer Brown

Published: May 25, 2023, 1 p.m.
Duration: 1 hour 4 minutes 46 seconds

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A Close Look at the Impact of Antitrust Laws on the Consumer Financial Services Industry

Published: May 11, 2023, 1:08 p.m.
Duration: 55 minutes 50 seconds

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Recent Federal and State Debt Collection Developments

Published: April 27, 2023, 1:15 p.m.
Duration: 39 minutes 29 seconds

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A Deep Dive into Mass Mailings by Debt Relief Law Firms

Published: March 16, 2023, 1:20 p.m.
Duration: 44 minutes 53 seconds

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Use of the FDIC Name and Logo: Proceed With Caution

Published: Oct. 13, 2022, 1:30 p.m.
Duration: 41 minutes 40 seconds

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A Look at the Metaverses Legal Implications, with Special Guest Samantha Green, Director of Content Marketing, Epiq

Published: Oct. 6, 2022, 12:47 p.m.
Duration: 42 minutes 41 seconds

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CFPB Director Chopra Speaks to the Media: A Look at the Takeaways, with Special Guest Jon Hill of Law360

Published: Sept. 15, 2022, 1:01 p.m.
Duration: 1 hour 12 minutes 32 seconds

Listed in: News

The Third Circuits decision in Bibbs v. Trans Union: What it means for Fair Credit Reporting Act litigation

Published: Sept. 1, 2022, 12:50 p.m.
Duration: 28 minutes 52 seconds

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Takeaways for Banks from the CFPBs Recent Consent Order on Garnishment Orders

Published: July 28, 2022, 1:22 p.m.
Duration: 35 minutes 50 seconds

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Innovative Products: Understanding the Regulatory and Enforcement Risks

Published: June 30, 2022, 1 p.m.
Duration: 1 hour 3 minutes 47 seconds

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A Conversation with Special Guest Peggy Twohig, Former CFPB Assistant Director for Supervision Policy and Strategy

Published: June 16, 2022, 1 p.m.
Duration: 45 minutes 20 seconds

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CFPB Director Rohit Chopra: Do His Words Speak Louder Than His Actions?

Published: June 9, 2022, 1:22 p.m.
Duration: 1 hour 5 minutes 39 seconds

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An Update on the Debate Over Federal Student Loan Forgiveness

Published: June 2, 2022, 12:53 p.m.
Duration: 30 minutes 17 seconds

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A Conversation with Special Guest Phil Weiser, Colorado Attorney General

Published: May 26, 2022, 12:49 p.m.
Duration: 33 minutes 18 seconds

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A Look at New Privacy Litigation Targeting the Sharing of Consumer Personal Data

Published: April 28, 2022, 1:19 p.m.
Duration: 23 minutes 26 seconds

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The CFPB Takes Aim at Discrimination as Unfair: What Does It Mean For Your Business?

Published: April 14, 2022, 12:21 p.m.
Duration: 55 minutes 47 seconds

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A Close Look at Lead Generation and the Compliance Risks for Lead Generators and Lead Buyers

Published: March 17, 2022, 12:54 p.m.
Duration: 57 minutes 49 seconds

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The CFPBs Inquiry Into Junk Fees: What It Means For Consumer Financial Services Providers

Published: March 10, 2022, 2:15 p.m.
Duration: 54 minutes 18 seconds

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The Business of Cryptocurrency: A Discussion of Key Regulatory Issues

Published: March 3, 2022, 1:51 p.m.
Duration: 33 minutes 4 seconds

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A Look at Key Bank Secrecy Act (BSA)/Anti-Money Laundering (AML) Developments in 2021 and Expectations for 2022

Published: Jan. 27, 2022, 1:42 p.m.
Duration: 40 minutes 4 seconds

Listed in: News

Pitfalls of Using Subscription Services in the Consumer Financial Services Industry

Published: Jan. 13, 2022, 2:16 p.m.
Duration: 51 minutes 51 seconds

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A Look at the New Wave of Telephone Consumer Protection Act Cases Alleging Do-Not-Call Claims

Published: March 18, 2021, 1:10 p.m.
Duration: 35 minutes 14 seconds

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SB 1792 and the Illinois Predatory Loan Prevention Act: A Look at Key Issues

Published: Feb. 11, 2021, 1:59 p.m.
Duration: 54 minutes 53 seconds

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Consumer Financial Services Litigation: Looking Back at 2020 and Ahead in 2021

Published: Feb. 4, 2021, 1:41 p.m.
Duration: 43 minutes 22 seconds

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A Close Look at Earned Wage Access (EWA) Programs with Special Guest, Jesse Silverman, General Counsel of Steady

Published: Jan. 14, 2021, 1:01 p.m.
Duration: 55 minutes 6 seconds

Listed in: News

A Conversation with American Banker Reporter Kate Berry

Published: Dec. 16, 2020, 9:03 p.m.
Duration: 45 minutes 33 seconds

Listed in: News

An Introduction to Real-Time Payments

Published: Dec. 10, 2020, 1:20 p.m.
Duration: 41 minutes 57 seconds

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The CFPB’s Leadership in a Biden Administration: What Do We Expect?

Published: Dec. 3, 2020, 2:08 p.m.
Duration: 46 minutes 45 seconds

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A Look at the CFPB’s Section 1033 Rulemaking to Provide Consumer Access to Financial Information

Published: Nov. 5, 2020, 12:57 p.m.
Duration: 39 minutes 8 seconds

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What a Blue Wave in the November 2020 Elections Could Mean for the Consumer Financial Services Industry

Published: Oct. 29, 2020, 12:43 p.m.
Duration: 40 minutes 30 seconds

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A Close Look at the OCC’s “True Lender” Proposal

Published: Oct. 26, 2020, 12:31 p.m.
Duration: 51 minutes 18 seconds

Listed in: News

A Close Look at the CFPB’s Mortgage-Related Exam Findings in Summer 2020 Supervisory Highlights

Published: Sept. 24, 2020, 12:50 p.m.
Duration: 20 minutes 38 seconds

Listed in: News

The CFPB’s Past and Current Leadership: A Report Card

Published: Sept. 10, 2020, 1 p.m.
Duration: 1 hour 9 minutes 35 seconds

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A Look at COVID-19’s Impact on Credit Reporting, Credit Scoring, and Underwriting

Published: Sept. 3, 2020, 12:49 p.m.
Duration: 38 minutes 22 seconds

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Consumer Arbitration in the Crosshairs (Again): Individual Public Injunctive Relief Claims, Other Threats, and Possible Responses

Published: Aug. 20, 2020, 12:48 p.m.
Duration: 1 hour 4 minutes 38 seconds

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The CFPB’s Payday/Auto Title/High-Rate Installment Loan Rule: A Look at the Uncertain Road Ahead

Published: Aug. 13, 2020, 12:32 p.m.
Duration: 49 minutes 51 seconds

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A First Look at the Plans of the Office of the Comptroller of the Currency for a National Payments Charter

Published: Aug. 6, 2020, 12:09 p.m.
Duration: 34 minutes 12 seconds

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The OCC and FDIC “Madden fix” Final Rules and Related Recent Developments

Published: July 23, 2020, 12:53 p.m.
Duration: 52 minutes 30 seconds

Listed in: News

Update on Recent Non-COVID-19-Related Consumer Financial Services Legal Developments

Published: July 16, 2020, 12:03 p.m.
Duration: 46 minutes 8 seconds

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A Discussion of the U.S. Supreme Court’s Seila Law Decision and its Implications

Published: July 9, 2020, 12:01 p.m.
Duration: 54 minutes 55 seconds

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A Primer on the Foreign Corrupt Practices Act for Consumer Financial Services Providers

Published: July 2, 2020, 12:16 p.m.
Duration: 16 minutes 12 seconds

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Revoking Consent Under the Telephone Consumer Protection Act: A Discussion of Recent Case Law Developments

Published: June 25, 2020, 12:14 p.m.
Duration: 19 minutes 47 seconds

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Consumer Protection: What’s Happening at the FTC (Part I), With Special Guests From the FTC

Published: June 11, 2020, 12:51 p.m.
Duration: 42 minutes 9 seconds

Listed in: News

An Interview with Colorado Attorney General Phil Weiser

Published: June 4, 2020, 1:23 p.m.
Duration: 55 minutes 56 seconds

Listed in: News

The CFPB’s Loan Originator Rule’s Compensation Provisions: Assessing Compliance Risk

Published: May 28, 2020, 12:33 p.m.
Duration: 19 minutes 8 seconds

Listed in: News

Community Reinvestment Act Reform: How Did We Get Here and Where Are We Going?

Published: May 18, 2020, 3:39 p.m.
Duration: 50 minutes 34 seconds

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Strategic and Other Considerations for Credit Card Offerings by Medium and Small Financial Institutions

Published: May 7, 2020, 12:27 p.m.
Duration: 25 minutes 23 seconds

Listed in: News

Staying Ahead of UDAP and Fair Lending Risk to Consumer Financial Services Providers Arising From the COVID-19 Pandemic

Published: April 30, 2020, 1:41 p.m.
Duration: 29 minutes 42 seconds

Listed in: News

A Close Look at the CFPB’s Supplemental Proposal Requiring Disclosures by Debt Collectors for Time-Barred Debts

Published: April 23, 2020, 12:08 p.m.
Duration: 22 minutes 36 seconds

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The COVID-19 Crisis: A Look at the Consumer Financial Regulatory and Litigation Fallout

Published: April 16, 2020, 12:28 p.m.
Duration: 1 hour 11 minutes 2 seconds

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Dodd-Frank Act Section 1071 Rulemaking: A Close Look at the Settlement in the Lawsuit Against the CFPB

Published: April 9, 2020, 12:51 p.m.
Duration: 27 minutes 4 seconds

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A Look at Two Recent OCC Bank Secrecy Act/Anti-Money Laundering Consent Orders: Lessons Learned

Published: April 2, 2020, 2:29 p.m.
Duration: 34 minutes 17 seconds

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A Conversation with Former CFPB Director Richard Cordray

Published: March 26, 2020, 12:58 p.m.
Duration: 54 minutes 28 seconds

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A Look at how the Latest Modifications to the Proposed CA Consumer Privacy Act Regulations Impact the Debt Industry

Published: March 19, 2020, 12:54 p.m.
Duration: 31 minutes 51 seconds

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The CFPB's Winter 2020 Supervisory Highlights: Takeaways for Payday Lenders and Mortgage Servicers

Published: March 12, 2020, 12:14 p.m.
Duration: 17 minutes 37 seconds

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Sales of Charged-off Debts: Key Issues and Practical Pointers for Sellers and Buyers to Consider

Published: Feb. 20, 2020, 2:17 p.m.
Duration: 23 minutes 27 seconds

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The Veterans and Consumers Fair Credit Act: A Discussion with the Bill's Drafter

Published: Feb. 13, 2020, 12:57 p.m.
Duration: 51 minutes 57 seconds

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The CFPB's New Policy Statement on the Dodd-Frank Abusiveness Standard: Has Anything Changed?

Published: Feb. 6, 2020, 1:51 p.m.
Duration: 29 minutes 13 seconds

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Redlining Claims: What is the Current Risk?

Published: Jan. 23, 2020, 2:05 p.m.
Duration: 21 minutes 47 seconds

Listed in: News

Update on the CFPB's Proposed Debt Collection Rule

Published: Jan. 16, 2020, 2:23 p.m.
Duration: 41 minutes 28 seconds

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The OCC's and FDIC's Proposals to Undo the Madden Decision: What they would and wouldn't fix

Published: Jan. 9, 2020, 2:07 p.m.
Duration: 33 minutes 42 seconds

Listed in: News

Using Alternative Data in Credit Underwriting

Published: Jan. 2, 2020, 2:47 p.m.
Duration: 33 minutes 41 seconds

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A Discussion of Alternative Payments

Published: Dec. 19, 2019, 2:43 p.m.
Duration: 35 minutes 28 seconds

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HUD's Proposed Changes to its Fair Housing Act Disparate Impact Rule

Published: Dec. 12, 2019, 2:35 p.m.
Duration: 20 minutes 40 seconds

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Do we need a National Financial Technology Commission?

Published: Dec. 5, 2019, 2:19 p.m.
Duration: 47 minutes 23 seconds

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Targeted Marketing and Fair Lending Risk

Published: Nov. 21, 2019, 1:36 p.m.
Duration: 25 minutes

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A Look at the California Consumer Privacy Act Proposed Regulations

Published: Nov. 14, 2019, 1:50 p.m.
Duration: 27 minutes 33 seconds

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The Battle Over the CFPB's Constitutionality Moves to the U.S. Supreme Court: What It Means for You

Published: Nov. 7, 2019, 2:03 p.m.
Duration: 1 hour 25 seconds

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Using Machine Learning and Artificial Intelligence in Debt Collection

Published: Oct. 31, 2019, 2:31 p.m.
Duration: 26 minutes 19 seconds

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Website accessibility: What Are the Risks and How to Address Them?

Published: Oct. 24, 2019, 1:26 p.m.
Duration: 42 minutes 51 seconds

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The CFPB's Final Innovation Policies: What You Need to Know

Published: Oct. 17, 2019, 12:48 p.m.
Duration: 1 hour 1 minute 18 seconds

Listed in: News

An Update on Consumer Arbitration in Financial Services Contracts

Published: Oct. 10, 2019, 12:30 p.m.
Duration: 46 minutes 45 seconds

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A discussion of the California Consumer Privacy Act for Financial Institutions

Published: Oct. 3, 2019, 12:48 p.m.
Duration: 39 minutes 7 seconds

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The Community Reinvestment Act: Its Usefulness and Approaches to Reform

Published: Sept. 26, 2019, 12:49 p.m.
Duration: 59 minutes 34 seconds

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Implementing the Proposed CFPB Debt Collection Rule: Operational and Legal Issues

Published: Sept. 19, 2019, 12:55 p.m.
Duration: 31 minutes 56 seconds

Listed in: News

Credit Invisibles: Who Are They and How Can Lenders Better Serve Them By Using Artificial Intelligence?

Published: Sept. 12, 2019, 1:35 p.m.
Duration: 20 minutes 37 seconds

Listed in: News

Limited Content Messages under the CFPB's Proposed Debt Collection Rule

Published: Sept. 5, 2019, 2:37 p.m.
Duration: 23 minutes 38 seconds

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A Look at the FDIC's First Consumer Compliance Supervisory Highlights

Published: Aug. 29, 2019, 1:02 p.m.
Duration: 35 minutes 17 seconds

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Electronic Disclosures and Communications under CFPB's Proposed Debt Collection Rule

Published: Aug. 22, 2019, 1:40 p.m.
Duration: 26 minutes 7 seconds

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A Discussion of the CFPB's Authority to Prohibit Abusive Acts or Practices

Published: Aug. 15, 2019, 1:15 p.m.
Duration: 38 minutes 1 second

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A Look at how the CFPB's Proposed Debt Collection Rules Could Impact the Student Loan Industry

Published: Aug. 8, 2019, 1:10 p.m.
Duration: 16 minutes 45 seconds

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What the CFPB's Proposed Debt Collection Rules Mean for the Mortgage Industry

Published: Aug. 1, 2019, 1:37 p.m.
Duration: 15 minutes 58 seconds

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A Close Look at the Call Frequency Limits in the CFPB's Proposed Debt Collection Rules

Published: July 25, 2019, 1:20 p.m.
Duration: 30 minutes 2 seconds

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A Discussion of Credit Reporting Issues arising from the CFPB's Proposed Debt Collection Rules

Published: July 18, 2019, 1:11 p.m.
Duration: 19 minutes 49 seconds

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A Close Look at the Changes to the FDCPA Validation Notice in the CFPB's Proposed Debt Collection Rules

Published: July 11, 2019, 1:39 p.m.
Duration: 28 minutes 18 seconds

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A Close Look at Utah’s New Regulatory Sandbox Program

Published: July 2, 2019, 1:31 p.m.
Duration: 41 minutes 22 seconds

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How the CFPB’s Proposed Debt Collection Rules Would Impact Creditors and First Party Collections

Published: June 27, 2019, 1:02 p.m.
Duration: 21 minutes 3 seconds

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A Close Look at the CFPB Payday Loan Rule's Payment Provisions

Published: June 20, 2019, 4 p.m.
Duration: 40 minutes 37 seconds

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Using Artificial Intelligence for Consumer Finance: A Look at the Opportunities and Challenges

Published: June 13, 2019, 12:44 p.m.
Duration: 18 minutes 20 seconds

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OCC Fintech Charter: Assessing the Opposition and Looking Ahead to Possible Next Steps for the OCC

Published: June 6, 2019, noon
Duration: 40 minutes 18 seconds

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A close look at the changes to the CFPB’s civil investigative demand policies

Published: May 30, 2019, 1:15 p.m.
Duration: 16 minutes 15 seconds

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The Restatement of the Law, Consumer Contracts: A response to the criticism

Published: May 20, 2019, 2:09 p.m.
Duration: 49 minutes 18 seconds

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The Restatement of the Law, Consumer Contracts: What is it and why you should be concerned about it

Published: May 14, 2019, 8:04 p.m.
Duration: 43 minutes 1 second

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A Consumer Arbitration Update

Published: May 9, 2019, 1:31 p.m.
Duration: 27 minutes 47 seconds

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An Update on Cannabis in the Financial Services Industry

Published: May 2, 2019, 1:54 p.m.
Duration: 36 minutes 10 seconds

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A Look at the FTC’s Proposed GLBA Rules

Published: April 25, 2019, 1:25 p.m.
Duration: 19 minutes 23 seconds

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A Close Look at the CFPB’s Mortgage Loan Servicing Exam Findings in Winter 2018 Supervisory Highlights

Published: April 18, 2019, 1:41 p.m.
Duration: 18 minutes 58 seconds

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A Close Look at the CFPB’s Auto Loan Servicing Exam Findings in Winter 2018 Supervisory Highlights

Published: April 11, 2019, 2:34 p.m.
Duration: 17 minutes 39 seconds

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A Discussion of Co-Brand Credit Card Rewards and Loyalty Programs

Published: March 28, 2019, 3:46 p.m.
Duration: 27 minutes 32 seconds

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